FUNDEDBY DON McCLAIN
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A Reader’s Exercise: Label Every Dollar Before Comparing Capital

By Don McClain | Founder & Principal, Medro Advisors

By Don McClain | Founder & Principal, Medro Advisors. Before comparing a refinance proposal, label each dollar as a closing payment, restricted reserve, future commitment or available operating cash. Then ask what evidence supports the label and when the money can be used. A reserve that requires approval for release should not quietly become the budget for an immediate repair. The linked article develops this cash-availability exercise. FUNDED remains forthcoming; this standalone educational resource is not a book excerpt or an announcement of publication.

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General educational perspectives. Individual transactions require appropriate professional review. Financing is subject to lender review and approval.